Reverse Mortgage Solutions for Probate & Trust Estates
Preserve Equity. Prevent Foreclosure. Protect the Estate.
If you’re the Administrator or Executor of an estate with a reverse mortgage, you know how
quickly lenders move to demand repayment. At The LaRoche Team, we understand the urgency
and complexity this creates—and we’re here to help you protect the estate’s equity and avoid
costly penalties.
Why Reverse Mortgages Require Immediate Action
Reverse mortgage lenders often begin foreclosure proceedings immediately after the
borrower’s passing. This leaves little time for the estate to respond—while the property
continues to accrue ongoing expenses like:
- Property taxes
- Homeowner’s insurance
- HOA dues (if applicable)
- Mortgage interest
Without quick and strategic action, equity can be lost to lender fees, penalties, and foreclosure.
How We Help You Forestall Foreclosure
With over 20 years of Probate and Trust real estate experience, our team has helped countless
families:
- Delay foreclosure
- Communicate with reverse mortgage lenders
- Submit required documentation
- List and sell the property to preserve equity
Documents Needed to Delay Reverse Mortgage Foreclosure
To begin the process and allow us to speak directly with the lender, we’ll need:
- Certified Letters of Testamentary / Administration or Court Summary
- Legible copy of the most recent Mortgage Statement
- Keller Williams Realty Third-Party Authorization to Release Information
- Copy of the Death Certificate
- Signed Residential Listing Agreement
Once submitted, we can request a foreclosure extension and begin the home sale process.
Our Mission: Protecting the Estate’s Equity
We know your responsibilities are significant, and time is limited. Our mission is to:
- Delay foreclosure proceedings
- Reduce lender fees and penalties
- Prepare the home for market
- Maximize the estate’s value
- Guide you through the probate process with clarity and confidence
Let’s Protect the Property Before It’s Too Late
If the estate includes a home with a reverse mortgage, don’t wait. The sooner we act, the more
equity we can preserve.